Written appraisals for insurance, estates and divisions of property — with the reasoning shown, not just a number on letterhead.
The document your insurer needs: full description, measurements, grading and replacement cost, photographed and signed.
A different standard from insurance value. Used for estates, probate, donations and dividing property — and often a very different number.
Grading, measurements and the comparables behind the figure. An appraisal you cannot interrogate is not worth much.
People are often surprised that the same ring has several legitimate values at once. They are not in conflict — they answer different questions.
Tell me why you need the appraisal and I will write it to the right standard. An insurance appraisal used in a divorce, or a liquidation figure handed to an insurer, causes real problems.
Insurers generally want appraisals refreshed every few years. Metal and stone prices move, and an appraisal written a decade ago will not cover what the piece costs to replace today.
An inflated appraisal only raises your premium. If a piece is worth less than you were told when you bought it, I will tell you that and show you why. That is the entire point of the document.
By appointment at 7738-B Madison Boulevard, Suite 104, serving buyers across North Alabama. A full showroom for watches and diamonds opens at 7003 Cabela Drive NW in November 2026.
Most pieces are appraised while you wait or within a day. Large collections take longer.
Most insurers require one to schedule a piece individually rather than covering it under a general limit.
Yes. Where it was bought makes no difference.
Every few years, or after any significant change in metal and stone prices.
Yes — as a verified Chrono24 dealer, watch valuations are built from live market transaction data.
